Phenix Health Insurance Agency in Clarkston Michigan – Individual & Group Health Insurance
Serving all of Michigan, Phenix Insurance Agency in Clarkston Michigan specializes in employee benefits for Michigan businesses, plus individual and family health insurance. We offer medical, dental, vision, life, disability, and more! Let us find the best plans & rates for your employees or your family.
Group Health Insurance for Michigan Employers
Serving all of Michigan, Phenix Health Insurance Agency in Clarkston Michigan offers employee benefits from major insurance carriers in Michigan. Carriers such as, Blue Cross Blue Shield, Priority Health, Principal, HAP, MetLife, United, and many more.
When choosing insurance carriers for your employee benefits, there are many things to think about. The Phenix Insurance Agency looks at all the variables when designing a plan for our clients, and furthermore, we take the time that is required to create the employee benefit plan that is right for your company and your employees.
We offer the following employee benefits:
- Medical Plans
- Prescription Drug Coverage
- Dental, Vision & Life
- Accidental Death & Dismemberment
- Short & Long-term disability
In addition, we offer COBRA administration through trusted Michigan providers, and we can refer your 401K or IRA needs to experienced Michigan financial specialists.
Individual & Family Health Insurance | Michigan
Serving all of Michigan, Phenix Health Insurance Agency in Clarkston Michigan can help you navigate through the complicated process of purchasing health insurance. If you’re a self-employed business owner, 1099 contractor, or your work doesn’t offer insurance, we can find the right plan for you and your family.
Here’s a few things to think about. What is your current plan type, HMO or PPO? Many people don’t know the difference, so let’s explain. An HMO is more focused on preventative maintenance, and requires your primary physician to refer you to specialists in the HMO network. HMOs typically have somewhat lower premiums, but sometimes lack coverage in certain areas. They are great for healthy people and younger adults.
Typically, when you get in your 50s, a PPO may be a good choice. With a PPO, you don’t need to have a referral from your doctor, you can generally go wherever the health insurance is accepted, even out of Michigan in many cases. PPO plans are generally a bit more expensive, but they typically cover more, and you have more freedom to choose your doctor and your specialists.
No matter what plan type you’re looking for, we can help.
Are you having service problems with your current agent?
It doesn’t matter if you have a company with 5 employees or 150 employees, or if you are an individual looking for health coverage for your family, service matters. At the Phenix Health Insurance Agency in Clarkston, we know how important service is, and it is our absolute top priority. Our clients depend on us to provide fast, efficient, and knowledgeable service 24/7. We have a sense-of-urgency that is not seen in most health insurance agencies in Michigan, and we know you will see it during our quoting process, and throughout the years to come. We offer a type of personal service that is not seen too often these days, and we know our agency is one you will be glad you hired. Give us a call to talk about your family’s health insurance or your company’s employee benefits. We welcome the conversation.